HOW YOUR MORTGAGE CAN AFFECT YOUR HOME INSPECTION
FHA, VA OR CHFA MORTGAGES
Some mortgage programs may be subsidized or funded by the government or a government agency. Often, there are lucrative incentives to finance in this manner. However, you should be aware that many of these mortgages have very specific requirements the property must meet. Obtain a list of criteria that your particular type of mortgage requires. Your home inspection company should be familiar with these requirements and be licensed accordingly.
Some of these requirements may be:
  • A licensed termite inspection.
  • Condition and projected longevity of various surfaces, roofing materials and the house's mechanical systems.
  • If the property's water is supplied by a well, a Lead in Water Test is required as well as a Connecticut State Profile water test.
Knowing the mortgage program's requirements from the beginning may help you avoid any pitfalls that may arise later.

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